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Welcome to a Fresh Start with Your Money

Transform your relationship with money and learn finances in a simple, stress-free way

A goal with no plan is just a wish...

We all have dreams for our lives—whether it’s living in a beautiful home, traveling the world, or simply feeling at peace with our finances.

 

But without a clear plan, those dreams can feel like they’re always just out of reach.

 

That’s where I come in.

 

As a money coach, I help you turn your financial goals into reality by giving you the tools, strategies, and mindset shifts you need to make lasting change.

 

Together, we’ll create a personalized plan that not only helps you manage your money but empowers you to live the life you’ve always wished for.

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Your Coach

I'm Just a Woman Who Decided There was More to Life Than Working Long Hours in an Office...

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After spending over seven years in corporate roles, I began to realize that the good money I earned wasn't worth the toll it took on my well-being, and the loss of my true sense of passion and purpose. The late-night calls, the lingering stress that followed me home—it all became too much.

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I felt strapped to my paycheck, but I knew something needed to change. So, I started mapping out what it would look like to cut down on work hours, take an extended break when unfortunate family circumstances struck, and eventually invest in my own side hustle.

I had never properly budgeted before, but I knew the key to changing my circumstances lay in taking better control of my money.

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Slowly, I learned how.

 

I strategically reduced my work hours, first to four days per week and later to three, gradually regaining control over my time and freedom. Simultaneously, I pursued my side hustle, pouring my heart and soul into its growth.

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With many loving, yet sometimes challenging conversations with my partner, James, about work/life and money balance, we navigated this change and built a robust three-month emergency fund.

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Then, by the beginning of 2023, I was able to leave my day job and James was able to move to part-time work.

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We now both fully embrace a philosophy that decluttering your money and learning about finances can open up possibilities that you never thought possible - to work less, retire early, spend more time with family, and always have enough funds for the things you love.

 

My hope for you is that, with intention, you too can experience the joy that life has to offer - without the financial stress that all too often accompanies it.

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My Clients

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The Creative

When you know your output in the world isn't being financially rewarded and the masculine approach to money just never feels right, your success lies more in clearing blocks to receive income and abundance.

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The Achiever

When the biggest thing holding you back with money is having someone show you that you can do it.

These clients need financial literacy and a guide to help show them the way.

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The Exuberant

Hyperactive ADHD-energy often feels overwhelmed by traditional budgeting and struggles with impulsive spending. You will thrive when we put in place simple, automated systems and financial buffers.

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The Family-Oriented

So you've got the home, but now your savings have stagnated. Your income may have increased, but so has your spending. We'll figure out where your money is going, kick-start better savings habits, and setup buffers for the kids and home.

To begin your fresh start...

I thought I would share my top 50 savings app and resources with you if you're feeling ready to make some changes...

Financial Programs

Typical Program Results:

Average Savings After Working With Me: $10,000

Average Credit Card/BNPL/ATO Debt Paid Off After Working With Me: $30,000

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There's no reason why these results can't be yours too.

Introduction to Budgeting

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Free Budget Tool

Get the bills paid & see savings in your account in as little as 2 weeks with this FREE budget planning tool.

Mini-Course

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Free Online Course

Drop the limitations and design your financially abundant, free and lavish life.

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*Course coming.*

Private Coaching

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Education, Structure & the Strategies to Succeed

Free yourself from the debt trap.

Learn strategies to overcome impulsive decision making, become financially literate, make informed money decisions & create a sustainable structure for your money. Be held accountable through coaching to ensure your results. 

A Few of My Services

Spending Summaries

One of the ways in which I provide exceptional value is through my income and spending summary reports. If you have no idea where your money goes, hook your bank accounts up to my client software to get a summarised version of your income, bills and spending.

Debt Pay-Off Strategies

In today’s corporate world, chances are you have been told that using credit cards are a great way to manage your money. What they miss telling you, is how quickly that interest can start to add up. Together we will make a financially-solid plan to tackle your debts, and discuss strategies such as interest-free transfers.

Bill Reviews

My clients deserve the highest level of support, and I work tirelessly to make sure that I am up to date with the most competitive bill providers and saving resources. When you choose to work with me, know that you can save thousands from just this step alone. Savings advice is at the heart of everything that I do.

Budgeting Methods

When it comes to budgeting, I don't believe in a one-size fits all approach. As a coach, I have several tried and tested methods for budgeting, money management and money structure, and I will let you have the final decision as to which approach feels best for you, before we then implement.

If you’d like more information about my services, get in touch today.

Success Stories

perth budget coach
"In just six months with Hannah I received a promotion, landed my dream job, bought a dream car, went from less than $1,000 in my bank account to $15k in savings, and feel so confident now when it comes to managing and talking about money. I could not have done this without Hannah and her constant support and belief."

Judy Bonizzi

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©2024 by Hannah Richards Budget Coaching.

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